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Dollars & Sense of Infertility Treatment
How to Pay for Medical Care When You're Trying to Conceive
By Michele St. Martin
*Sally Adams of Dallas, Texas, and her husband have been in treatment for a little over a year and have spent $6,000 on inseminations, fertility drugs and monitoring. The Adams' infertility diagnosis includes both male and female factor. "Had insurance covered infertility treatments, we probably would have gone straight into IVF attempts rather than doing the insemination cycles, since due to our combined problems, IVF gives us the greatest chance at pregnancy," she says.
Often an employer can make a difference in whether or not a company's health insurance benefits cover infertility diagnosis and treatment. Wachenheim advises individuals to be sure to convey their desire to have infertility treatment as part of the health insurance plan. Companies have a great deal to say about what is part of their plan, especially when it is time to renew a contract with an insurance company.
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